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Pacific Funding Guide
Grants, small business loan programs and scholarships for Pacific Islanders, Native Hawaiians and the Pacific diaspora, in one place. Filter by country or search by name.
Check before you apply. Deadlines and amounts change every year. Always confirm on the provider's own page using the link in each row.
GrantsGrants and community funds by country
Small Business LoansDevelopment banks and microfinance, with loan sizes and rates
ScholarshipsHawaii foundations, Pacific governments, New Zealand and Australia
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Grants
How to apply for grants
Grants do not need to be paid back. Show a clear need, a realistic plan and a budget the funder can trust.
Steps
- Pick funders whose purpose matches your project
- Check who can apply and read the guidelines twice
- Write the problem, your solution and who benefits
- Build a budget that matches your plan, with quotes
- Get support letters, submit early and report on time
Have ready
- ID and business, charity or group registration
- Bank account in the applicant鈥檚 name
- Project plan, timeline and budget
- Support letters and referee contacts
Pacific tips
- Community-led and group projects often score well
- Letters from church, village councils or leaders show local backing
- Keep receipts and photos; good reporting wins the next grant
| Grant | Funder | Where | Amount | Deadline | Link |
|---|
Small Business Loans
How to apply for small business loans
Loans must be paid back with interest. Lenders want to see your business can earn enough to repay. Borrow only what your plan can carry.
Steps
- Work out how much you need and for what
- Compare interest, fees and terms across lenders
- Write a business plan and monthly cash flow
- Know what collateral or guarantor is needed
- Read the contract fully before you sign
Have ready
- Photo ID and business registration
- Business plan and cash flow forecast
- Bank statements and sales records
- Quotes for equipment or stock
Pacific tips
- Customary land often cannot be collateral; ask about other options
- Little credit history? Start with microfinance and build a record
- Many development banks offer free help with business plans
| Program | Lender | Who can apply | Loan size | Interest rate | Term | Link |
|---|
Scholarships
How to apply for scholarships
Scholarships look at your grades, leadership, community service and how your study will help your family, community or country.
Steps
- Match awards to your level, field and country
- Check eligibility and note every deadline early
- Write a personal statement linking study to your goals
- Ask referees at least two weeks ahead
- Submit, prepare for interviews and check your email
Have ready
- Passport or birth certificate
- Transcripts and certificates (certified if asked)
- CV with church and community service
- Reference letters and any offer letter
Pacific tips
- Fiji students can check the Tertiary Scholarship and Loans Service (TSLS)
- NZ and Australia run government awards for Pacific citizens
- Ministers, chiefs and teachers make strong referees
| Scholarship | Provider | Who can apply | Where | Amount | Deadline | Link |
|---|
General information, not financial advice. Listings checked Oct 29, 2026.